IndonesiaLoans up to billions? What’s the catch?
Lescadana provides credit loan options for up to billions of rupiah for our customers and it’s unbelievably simple! All you need is to list a number of assets for the bank to be used as collateral. Gain immediate access to credit loans for your various needs without having to sell any of your valuable assets. Now it’s time to let your business flourish!
Benefits
- Competitive interest rates from other Banks
- Faster and easy process
- Easy requirements and application process
- High loan limit
- Extensive payment plan period
- Flexible usage
Recommended for
- Individual
- Business
- Indonesian Citizen (WNI)
- Permanent Employee / Entrepreneur / Professional / Business
- Period of employment / business: Minimum of 2 years (permanent)
- Minimum age: 21 years old / married
- Maximum age: 55 years old / 65 years old (Entrepreneur)
- Must be insured through Bank partner insurance
- Payment: Auto debit Bank account
- SLIK: Clear
Bank Lescadana Deposit Interest Rate
Required Document
| No | Dokumen | Karyawan | Wiraswasta/Profesional | Perusahaan |
|---|---|---|---|---|
| 1 | Copy E- KTP (Suami/Istri yang masih berlaku) | ✔ | ✔ | ✔ |
| 2 | Copy Kartu Keluarga | ✔ | ✔ | ✔ |
| 3 | Copy Akta Nikah dari Catatan Sipil | ✔ | ✔ | ✔ |
| 4 | Copy Akte Perceraian dari Pengadilan (Jika sudah Cerai) | ✔ | ✔ | |
| 5 | Surat Kematian (Jika Pasangan sudah meninggal) | ✔ | ✔ | |
| 6 | Akte Pisah Harta (Jika Pisah Harta Suami-Istri) | ✔ | ✔ | |
| 7 | Copy NPWP Perorangan & Perusahaan | ✔ | ✔ | ✔ |
| 8 | Akta Pendirian dan Pengesahan berikut Perubahannya | ✔ | ||
| 9 | TDP/SIUP/NIB/Surat Keterangan Usaha/SK Meteri Kehakiman tentang Badan Hukum | ✔ | ✔ | |
| 10 | Company Profile | ✔ | ||
| 11 | Neraca (Rugi/Laba)/Laporan Keuangan 2 tahun terakhir | ✔ | ✔ | |
| 12 | Copy Catatan Keuangan/Nota Penghasilan | ✔ | ✔ | |
| 13 | Copy Rekening Koran/Tabungan 3 Bulan Terakhir | ✔ | ✔ | ✔ |
| 14 | Slip Gaji 3 Bulan Terakhir | ✔ | ||
| 15 | SPK (Surat Perintah Kerja) Yang Masih Berlaku | ✔ | ✔ | |
| 16 | Copy Surat Keterangan Bekerja | ✔ | ||
| 17 | Copy Surat Keputusan Pengangkatan | ✔ | ||
| 18 | Copy SHM/SHGB/ BPKB | ✔ | ✔ | ✔ |
| 19 | Copy IMB | ✔ | ✔ | |
| 20 | Copy PBB terakhir | ✔ | ✔ | ✔ |
| 21 | Integritas Keuangan (SLIK) akan diperiksa | ✔ | ✔ | ✔ |
*) Untuk mempercepat proses, harap semua dokumen yang disebutkan di atas disiapkan pada awal pengajuan kredit.
Dokumen Persyaratan Karyawan:
- Fotocopy E-KTP (Suami + Istri)
- Fotocopy Kartu Keluarga (Suami + Istri)
- Fotocopy Akte Nikah / Cerai
- Surat pisah harta (jika ada)
- Fotocopy Rekening Koran / Tabungan 3 Bulan Terakhir
- Fotocopy NPWP
- Surat Keterangan Kerja & slip gaji 3 bulan terakhir (asli)
Dokumen Persyaratan Profesional:
- Fotocopy E-KTP (Suami + Istri)
- Fotocopy Kartu Keluarga (Suami + Istri)
- Fotocopy Akte Nikah / Cerai
- Surat pisah harta (jika ada)
- Fotocopy Rekening Koran / Tabungan 3 Bulan Terakhir
- Fotocopy NPWP
- Surat Ijin Praktek
Dokumen Persyaratan Wirausaha:
- Fotocopy E-KTP (Suami + Istri)
- Fotocopy Kartu Keluarga (Suami + Istri)
- Fotocopy Akte Nikah / Cerai
- Surat pisah harta (jika ada)
- Fotocopy Rekening Koran / Tabungan 3 Bulan Terakhir
- Fotocopy NPWP
Dokumen Persyaratan PT:
- Fotocopy Rekening Koran / Tabungan 3 Bulan Terakhir
- Fotocopy NPWP
- Fotocopy TDP, Surat Keterangan Domisili, Akte Pendirian, Akte Pengesahan Menkeu, SIUP
- KTP Direksi/Komisaris/Pengurus lengkap
- Fotocopy Laporan Keuangan 1 tahun terakhir
About Bank Lescadana
What started from an acquisition of several BPRs in 2018 blossomed into the flourishing beginning of Bank Lescadana. With a vision to build a healthy, reliable, and secure financial institution, Bank Lescadana is always ready and happy to help the community find the right financial solution and entrepreneurs to grow their businesses with the easiest credit process.
We officially opened our doors to serve our customers at Bank Lescadana, Jakarta in 2020. We are proud to announce an extension of our presence Lescadana Batam in the first quarter of 2021.
Keeping up with innovation, we are always looking for new opportunities that are most beneficial and profitable for you: Safest savings with easy access at any time, attractive deposit interests and reliable services and loans with low interest rates and easy processes. Credit and buy gold easily in the Gold Credit program.
Frequently Asked Question
Tidak bisa. Salah satu syarat pengajuan kredit adalah Sertifikat (SHM/HGB) wajib beratas nama sendiri (pribadi/badan usaha).
